We are here for you at all times; "24 hours a day seven days a week"!
 
As a customer, you will enjoy access to our website at all times, day or night, to find our contact numbers, leave messages, use links to our suite of insurance companies and other providers, or read selected articles that relate to your health or insurance.

We welcome your calls also, hopefully during regular business hours, but if important, at any time, including weekends. Even if we are not immediately available, we will return your call as soon as we can. We have always tried to provide a very personal type of customer service.

Need help with Obamacare? Travel Accident Coverage?  Life Insurance? - Click Here!

Employee Benefits Consulting is our Strength

Today, business people need a Strategic Approach to provide, or just to offer, benefits to their employees. Beyond the important cost factor, they need to know all of the W's - the What, Why, and When, as well as Who is going to help you work this all out and artfully communicate everything to their staff, their workers.

We have years of hands-on experience doing this, and an extensive knowledge of the full spectrum of insured and non-insured options. We will help you achieve the results you need for your business, large or small. Please read "Who We Are", above. Then give us a call.

MEDICARE ELIGIBLE?   Or Want to Change Medicare Benefits during this ANNUAL OPEN ENROLLMENT?
There are several opportunities to obtain a Medicare Supplement ("Medigap" Policy) or an Rx Plan. These include Initially, at the time you turn 65, during the  General Open Enrollment Periodt each year, and at other Special Enrollment Periods. Let us help you understand Medicare Supplements, and which might be best for you.  
                                                                                                                More about Medicare Supplements ("Medigap") Click Here!

                                                                              
Want help to ENROLL IN OBAMACARE? 
(or help PT Employees to Enroll who are not eligible for your group insurance plan?)

We can help you understand what's being offered, and how it compares. We are a NYS licensed health insurance broker, and now registered on the new NY State of Health Exchange. We can help you learn what the Affordable Care Act (ACA) is all about, and also help you to enroll.
                                                                                                                                                            More about Obamacare for you  Click Here!.